Do you have an idea for starting your own business? Have you ever dreamed of being your own boss, having the freedom that comes of working for yourself instead of someone else? Are you ready to weave your dreams into reality? If you think you've got what it takes to become an entrepreneur, but you need a little help getting started - training, technical assistance or start-up capital, then maybe what you need - is microenterprise. There are over 500 microenterprise development programs in the U.S. alone. Microenterprise Development Programs have been around since the 1970s, and were created to provide you with the support you need to become a successful microbusiness owner. What is a microbusiness? A microbusiness is defined as a business with five or fewer employees that was started for less than $35,000 and has an annual revenue of less than $100,000. What kinds of businesses are eligible for microenterprise loans? Traditional businesses such as: beauty parlors, bakeries, auto or small engine repair shops, childcare facilities, dance studios and arts and craft sellers. Nontraditional businesses such as: massage therapists, event planners, business or life coaches, soap and essential oils manufacturers and acupuncturists. No Credit or Bad Credit, Low-income People PLEASE Apply: If you've got bad credit or no credit, you're considered low or middle income, and you don't have the collateral to get a loan through traditional methods, then you're a prime candidate for a microenterprise development program! What Can a Microenterprise Development Program do for you? Provide you with the individualized training, support and technical assistance you need to be successful Help you develop a solid business plan Put you in touch with other microbusiness owners, create business contacts and build a strong support network Provide you with access to credit through a MicroLoan, to give you the start-up capital you need to succeed Where can you Find a Microenterprise Development Program in Your Community? Check out local nonprofit organizations such as the United Way, local community colleges or Small Business Development Center Talk to a SCORE Counselor Visit your local Chamber of Commerce Contact your local women's organization or other small business group Visit http://www.microenterprisesuccess.com for free resources, information about programs broken down by state and helpful small business articles |
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